故事发生在解放前的上海. 一天，顾松岚（仲星火 饰）闯入钱根发（王诗槐 饰）的理发店，以目睹钱根发数月前轧死人为由，敲诈4000元，钱根发有苦说不出，只得照办。躲避不成，顾松岚反而狮子大开口张嘴又要100万元，面对顾的变本加厉，钱只好重金聘请私人侦探（薛国平 饰）调查顾的来头。经查，顾是个蹩脚演员，因家中拮据以饰演诈骗犯谋生。钱的顾客黄先生（黄达亮 饰）设计骗了钱根发一把，他气急败坏的四处寻找黄先生，无奈中了人家设置的美人计，惨遭暴打。万念俱灰的钱根发走向破产的边缘，而此时顾松岚又找上门来，钱根发再也忍无可忍......
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